:root {
  --navy:#071b2f;
  --navy-2:#0b2946;
  --cyan:#19c3ff;
  --lime:#8be14b;
  --paper:#f4f8fb;
  --white:#ffffff;
  --ink:#10253a;
  --muted:#557086;
  --line:#d9e6ef;
  --shadow:0 24px 70px rgba(7,27,47,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:16px;line-height:1.6}
a{color:inherit}
.wrap{width:min(1160px,calc(100% - 40px));margin:auto}
.site-header{position:sticky;top:0;z-index:20;background:rgba(244,248,251,.88);backdrop-filter:blur(16px);border-bottom:1px solid rgba(217,230,239,.8)}
.nav{height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-weight:850;letter-spacing:-.03em;font-size:1.22rem}
.brand-mark{display:grid;place-items:center;width:40px;height:40px;border-radius:12px;background:var(--navy);color:var(--cyan);font-weight:900;box-shadow:0 8px 24px rgba(7,27,47,.18)}
.brand i{font-style:normal;color:#087aa3}
.nav-links{display:flex;align-items:center;gap:28px}
.nav-links a{text-decoration:none;font-weight:650;color:#365167}
.nav-links a:hover{color:var(--navy)}
.nav-cta,.primary,.secondary{display:inline-flex;align-items:center;justify-content:center;gap:9px;border-radius:999px;text-decoration:none;font-weight:800;transition:.2s ease}
.nav-cta{padding:10px 17px;background:var(--navy);color:white!important}
.hero{position:relative;overflow:hidden;background:var(--navy);color:white;padding:88px 0 80px}
.hero:before{content:"";position:absolute;inset:-45% -15% auto auto;width:680px;height:680px;border-radius:50%;background:radial-gradient(circle,rgba(25,195,255,.22),transparent 65%)}
.hero:after{content:"";position:absolute;left:-140px;bottom:-340px;width:600px;height:600px;border:1px solid rgba(139,225,75,.22);border-radius:50%}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.15fr .85fr;gap:68px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:9px;margin:0 0 22px;color:#bceeff;font-size:.82rem;font-weight:850;letter-spacing:.14em;text-transform:uppercase}
.eyebrow:before{content:"";width:8px;height:8px;border-radius:50%;background:var(--lime);box-shadow:0 0 0 5px rgba(139,225,75,.12)}
h1{margin:0;max-width:780px;font-size:clamp(2.65rem,5.2vw,5.35rem);line-height:.98;letter-spacing:-.065em}
h1 span{color:var(--cyan)}
.hero-copy{max-width:680px;margin:28px 0 0;font-size:1.19rem;color:#c8d8e4}
.actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:34px}
.primary{padding:14px 23px;background:var(--lime);color:var(--navy)}
.primary:hover{transform:translateY(-2px);box-shadow:0 10px 30px rgba(139,225,75,.22)}
.secondary{padding:13px 22px;border:1px solid rgba(255,255,255,.26);color:white}
.secondary:hover{border-color:var(--cyan)}
.hero-panel{position:relative;padding:26px;border:1px solid rgba(255,255,255,.14);border-radius:28px;background:linear-gradient(150deg,rgba(255,255,255,.12),rgba(255,255,255,.045));box-shadow:0 34px 90px rgba(0,0,0,.23)}
.panel-top{display:flex;justify-content:space-between;align-items:center;color:#bcd0dd;font-size:.84rem}
.signal{display:flex;align-items:center;gap:8px}.signal b{width:9px;height:9px;border-radius:50%;background:var(--lime);box-shadow:0 0 14px var(--lime)}
.task{margin-top:24px;padding:20px;border-radius:18px;background:rgba(2,13,24,.36)}
.task-label{color:#86dfff;font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;font-weight:800}
.task strong{display:block;margin-top:6px;font-size:1.12rem}
.result{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:14px}
.result div{padding:14px 10px;border-radius:14px;background:rgba(255,255,255,.075);text-align:center}
.result b{display:block;color:var(--lime);font-size:1.25rem}.result span{color:#aac0d0;font-size:.72rem}
.trust{padding:22px 0;background:white;border-bottom:1px solid var(--line)}
.trust-row{display:flex;justify-content:center;gap:44px;flex-wrap:wrap;color:#4b667a;font-weight:700;font-size:.91rem}
.trust-row span{display:flex;align-items:center;gap:9px}.trust-row span:before{content:"✓";display:grid;place-items:center;width:23px;height:23px;border-radius:50%;background:#eafadb;color:#357d0f;font-weight:900}
section{padding:92px 0}
.section-head{display:grid;grid-template-columns:.75fr 1.25fr;gap:48px;align-items:end;margin-bottom:42px}
.kicker{margin:0;color:#0783af;font-size:.78rem;font-weight:900;letter-spacing:.14em;text-transform:uppercase}
h2{margin:8px 0 0;font-size:clamp(2rem,3.8vw,3.7rem);line-height:1.05;letter-spacing:-.045em;color:var(--navy)}
.section-head>p{margin:0;color:var(--muted);font-size:1.08rem;max-width:610px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{position:relative;min-height:320px;padding:26px;border-radius:24px;background:white;border:1px solid var(--line);box-shadow:0 10px 35px rgba(18,59,88,.055);display:flex;flex-direction:column;overflow:hidden;text-decoration:none;transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
.card:hover{transform:translateY(-5px);border-color:#b5d8e9;box-shadow:0 20px 44px rgba(18,59,88,.12)}
.card:before{content:"";position:absolute;width:130px;height:130px;border-radius:50%;background:var(--glow,#e7f7ff);right:-42px;top:-48px}
.number{display:grid;place-items:center;width:40px;height:40px;border-radius:12px;background:var(--navy);color:var(--cyan);font-weight:900}
.card h3{margin:24px 0 10px;font-size:1.28rem;line-height:1.22;color:var(--navy);letter-spacing:-.02em}
.card p{margin:0;color:var(--muted)}
.card small{margin-top:auto;padding-top:24px;color:#0a7da6;font-weight:800}.card small:after{content:"  →"}
.path{background:white}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:48px;border:1px solid var(--line);border-radius:28px;overflow:hidden}
.step{position:relative;padding:30px;min-height:235px;border-right:1px solid var(--line)}
.step:last-child{border-right:0}
.step b{font-size:.78rem;color:#0a84b2;letter-spacing:.12em;text-transform:uppercase}
.step h3{margin:15px 0 9px;font-size:1.22rem;color:var(--navy)}
.step p{margin:0;color:var(--muted);font-size:.94rem}
.principles{display:grid;grid-template-columns:.9fr 1.1fr;gap:54px;align-items:center}
.principles-box{padding:38px;border-radius:28px;background:var(--navy);color:white;box-shadow:var(--shadow)}
.principles-box h3{margin:0 0 22px;font-size:1.7rem}
.check{display:grid;grid-template-columns:28px 1fr;gap:12px;margin:17px 0;color:#c7d7e2}
.check b{display:grid;place-items:center;width:25px;height:25px;border-radius:8px;background:rgba(139,225,75,.14);color:var(--lime)}
.cta{padding-top:0}
.cta-box{position:relative;overflow:hidden;padding:58px;border-radius:32px;background:linear-gradient(135deg,#0b2946,#071b2f);color:white;display:flex;justify-content:space-between;gap:40px;align-items:center}
.cta-box:after{content:"N";position:absolute;right:25%;top:-110px;font-size:300px;line-height:1;color:rgba(25,195,255,.05);font-weight:900}
.cta-box h2{color:white;max-width:650px}.cta-box p{max-width:620px;color:#bdd0dc;margin:16px 0 0}
.footer{padding:34px 0 42px;background:#051522;color:#90a8b9;font-size:.9rem}
.footer-row{display:flex;justify-content:space-between;gap:24px;align-items:center}.footer strong{color:white}.legal{max-width:650px;font-size:.78rem;color:#728da0}.footer-links{display:flex;flex-wrap:wrap;gap:14px;margin-top:9px}.footer-links a{color:#b8cbd8;text-decoration:none}.footer-links a:hover{color:white}
.page-hero{padding:70px 0 54px;background:var(--navy);color:white}.page-hero h1{font-size:clamp(2.35rem,5vw,4.7rem);max-width:900px}.page-hero p{max-width:740px;margin:22px 0 0;color:#c4d6e2;font-size:1.08rem}.breadcrumbs{margin-bottom:22px;color:#8ddfff;font-size:.88rem;font-weight:750}.breadcrumbs a{text-decoration:none}.page-body{padding:66px 0 94px}.article-layout{display:grid;grid-template-columns:minmax(0,760px) 280px;gap:60px;align-items:start}.article-content{background:white;border:1px solid var(--line);border-radius:28px;padding:clamp(28px,5vw,58px);box-shadow:0 14px 45px rgba(18,59,88,.06)}.article-content h2{margin-top:42px;font-size:clamp(1.6rem,3vw,2.3rem);letter-spacing:-.035em}.article-content h2:first-child{margin-top:0}.article-content h3{margin:28px 0 8px;color:var(--navy);font-size:1.22rem}.article-content p,.article-content li{color:#3f5d72}.article-content ul,.article-content ol{padding-left:1.25rem}.article-content li{margin:9px 0}.note{margin:28px 0;padding:22px;border-left:4px solid var(--cyan);border-radius:0 16px 16px 0;background:#effaff;color:#284c63}.example{margin:28px 0;padding:24px;border-radius:18px;background:var(--navy);color:white}.example strong{color:var(--lime)}.example p{color:#d1dee7}.article-meta{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px;color:#a8c0d0;font-size:.88rem}.sidebar{position:sticky;top:100px}.sidebar-box{padding:24px;border-radius:22px;background:white;border:1px solid var(--line)}.sidebar-box h3{margin:0 0 10px;color:var(--navy)}.sidebar-box p{margin:0;color:var(--muted);font-size:.92rem}.sidebar-box a{display:inline-flex;margin-top:15px;color:#087da8;font-weight:800;text-decoration:none}.page-card{padding:32px;border-radius:24px;background:white;border:1px solid var(--line)}.page-card h2{font-size:1.8rem}.page-card p,.page-card li{color:#466379}.contact-link{display:inline-flex;margin-top:12px;padding:12px 18px;border-radius:999px;background:var(--navy);color:white;text-decoration:none;font-weight:800}.legal-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.date-label{color:#668196;font-size:.9rem}
@media(max-width:900px){.article-layout{grid-template-columns:1fr}.sidebar{position:static}.legal-grid{grid-template-columns:1fr}}
@media(max-width:900px){.hero-grid,.section-head,.principles{grid-template-columns:1fr}.hero-panel{max-width:620px}.cards{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(2,1fr)}.step:nth-child(2){border-right:0}.step:nth-child(-n+2){border-bottom:1px solid var(--line)}.nav-links a:not(.nav-cta){display:none}.cta-box{align-items:flex-start;flex-direction:column}}
@media(max-width:620px){.wrap{width:min(100% - 26px,1160px)}.hero{padding:64px 0 58px}.hero-grid{gap:42px}.hero-copy{font-size:1.04rem}.cards,.steps{grid-template-columns:1fr}.step,.step:nth-child(2){border-right:0;border-bottom:1px solid var(--line)}.step:last-child{border-bottom:0}.result{grid-template-columns:1fr}.section-head{gap:18px}.cta-box{padding:35px 27px}.footer-row{align-items:flex-start;flex-direction:column}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.primary{transition:none}}